Credit Secrets This article is about a journey I took in rebuilding my credit; what I learned having went through it and since then. If you are going through this, or need to, you will want to read further so you can learn the credit secrets that I did. One of the first things you want to do is to look at a detailed record of your credit report from Equifax, TransUnion and Experian, the top three reporting bureaus. That way you can see what's all being reported. Credit Secrets #1 The best way to do this is by going to annualcreditreport.com. This site is authorized by federal law to allow anyone the right to download their reports once a year for free. I might be a little old fashioned, but I printed mine out. It took some paper and ink, but I was able to spread it out…